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Managing Extra Credit
Credit cards can be advantageous as they provide a degree of financial freedom and convenience not afforded by other options.
There are pitfalls associated with credit cards, however. It can become habitual to use them for frivolous items. Frequent purchases can rapidly add up and turn into an expensive debt.
Therefore, it is best to follow a few guidelines:
When choosing a credit card, pay careful attention to interest rates and always look for any additional fees associated with the card. Having a credit card is beneficial, but comes with a degree of responsibility.
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